Educación financiera:@0.508128:0.092981:0.848269:0.092981:0.848269:0.033435:0.508128:0.033435:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
37:@0.902994:0.967780:0.920058:0.967780:0.920058:0.951792:0.902994:0.951792:0.000000:0.000000
A fin de tener un mayor control de los ingresos y egresos :@0.096361:0.177239:0.504008:0.177239:0.504008:0.161459:0.096361:0.161459:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
de una familia, lo aconsejable es realizar un presupuesto, en :@0.096361:0.193836:0.503958:0.193836:0.503958:0.178055:0.096361:0.178055:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
el cual se planifica el detalle de los valores que ingresarán o :@0.096361:0.210432:0.503882:0.210432:0.503882:0.194652:0.096361:0.194652:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
que serán gastados.:@0.096361:0.227029:0.228610:0.227029:0.228610:0.211248:0.096361:0.211248:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
A continuación un modelo básico de presupuesto mensual :@0.096361:0.250748:0.503943:0.250748:0.503943:0.234967:0.096361:0.234967:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
que puede ser adaptado a las necesidades de cada familia.:@0.096361:0.267344:0.489894:0.267344:0.489894:0.251564:0.096361:0.251564:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Lo importante es que la unidad familiar tenga una he-:@0.552242:0.866736:0.906014:0.866736:0.906014:0.850955:0.552242:0.850955:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
rramienta de control de sus finanzas mensuales a fin :@0.552242:0.883332:0.909991:0.883332:0.909991:0.867552:0.552242:0.867552:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
de analizar las cifras y determinar mejoras en la econo-:@0.552242:0.899929:0.905992:0.899929:0.905992:0.884148:0.552242:0.884148:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
mía familiar. :@0.552242:0.916525:0.634853:0.916525:0.634853:0.900745:0.552242:0.900745:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
El presupuesto familiar :@0.096359:0.147466:0.418870:0.147466:0.418870:0.117794:0.096359:0.117794:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Rubro:@0.215715:0.465829:0.257680:0.465829:0.257680:0.450993:0.215715:0.450993:0.000000:0.000000:0.000000:0.000000:0.000000
Valor:@0.419524:0.465829:0.456512:0.465829:0.456512:0.450993:0.419524:0.450993:0.000000:0.000000:0.000000:0.000000:0.000000
Egresos :@0.103563:0.485599:0.151416:0.485599:0.151416:0.472337:0.103563:0.472337:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Alimentación:@0.103563:0.505469:0.179401:0.505469:0.179401:0.492558:0.103563:0.492558:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Arriendo:@0.103563:0.525701:0.153574:0.525701:0.153574:0.512790:0.103563:0.512790:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Educación:@0.103563:0.545934:0.161670:0.545934:0.161670:0.533023:0.103563:0.533023:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Vestimenta:@0.103563:0.566166:0.167051:0.566166:0.167051:0.553255:0.103563:0.553255:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Transporte:@0.103563:0.586399:0.163901:0.586399:0.163901:0.573488:0.103563:0.573488:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Luz :@0.103563:0.606631:0.126118:0.606631:0.126118:0.593720:0.103563:0.593720:0.000000:0.000000:0.000000:0.000000
Agua:@0.103563:0.626864:0.132858:0.626864:0.132858:0.613953:0.103563:0.613953:0.000000:0.000000:0.000000:0.000000
Telefonía:@0.103563:0.647096:0.153467:0.647096:0.153467:0.634185:0.103563:0.634185:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Internet:@0.103563:0.667329:0.148055:0.667329:0.148055:0.654418:0.103563:0.654418:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Útiles escolares :@0.103563:0.687561:0.191340:0.687561:0.191340:0.674650:0.103563:0.674650:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Gas:@0.103563:0.707794:0.124580:0.707794:0.124580:0.694883:0.103563:0.694883:0.000000:0.000000:0.000000
Comida fuera de casa:@0.103563:0.728026:0.223800:0.728026:0.223800:0.715115:0.103563:0.715115:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Pago de tarjetas de crédito:@0.103563:0.748259:0.251709:0.748259:0.251709:0.735348:0.103563:0.735348:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Deudas en el almacén:@0.103563:0.768491:0.225053:0.768491:0.225053:0.755580:0.103563:0.755580:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Deudas de vivienda:@0.103563:0.788724:0.212252:0.788724:0.212252:0.775813:0.103563:0.775813:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Deudas con familiares o amistades:@0.103563:0.808956:0.294738:0.808956:0.294738:0.796045:0.103563:0.796045:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Deudas en la tienda:@0.103563:0.829189:0.213685:0.829189:0.213685:0.816278:0.103563:0.816278:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Otros desembolsos:@0.103563:0.849421:0.211256:0.849421:0.211256:0.836510:0.103563:0.836510:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Total desembolsos:@0.103563:0.869744:0.202151:0.869744:0.202151:0.856856:0.103563:0.856856:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
 :@0.103563:0.889886:0.106804:0.889886:0.106804:0.876975:0.103563:0.876975:0.000000
Superávit o déficit mensual :@0.103563:0.910209:0.252825:0.910209:0.252825:0.897321:0.103563:0.897321:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Rubro:@0.215715:0.313117:0.257680:0.313117:0.257680:0.298281:0.215715:0.298281:0.000000:0.000000:0.000000:0.000000:0.000000
Valor:@0.419524:0.313117:0.456512:0.313117:0.456512:0.298281:0.419524:0.298281:0.000000:0.000000:0.000000:0.000000:0.000000
Ingresos:@0.103563:0.332887:0.153316:0.332887:0.153316:0.319625:0.103563:0.319625:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Sueldos :@0.103563:0.352757:0.149788:0.352757:0.149788:0.339846:0.103563:0.339846:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Horas extras:@0.103563:0.372990:0.172631:0.372990:0.172631:0.360078:0.103563:0.360078:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Ingreso por microempresa:@0.103563:0.393222:0.250336:0.393222:0.250336:0.380311:0.103563:0.380311:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Otros ingresos:@0.103563:0.413455:0.183847:0.413455:0.183847:0.400543:0.103563:0.400543:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Total ingresos:@0.103563:0.433687:0.179912:0.433687:0.179912:0.420776:0.103563:0.420776:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
  Elaborar un presupuesto familiar es una estrategia que ayudará a prever :@0.543449:0.523886:0.903192:0.523886:0.903192:0.512409:0.543449:0.512409:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
los gastos que se hacen, y diferenciarlos entre imprescindibles, de mediana :@0.535702:0.535956:0.903459:0.535956:0.903459:0.524479:0.535702:0.524479:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
importancia, o eventuales, emergentes o imprevistos.:@0.535702:0.548026:0.796513:0.548026:0.796513:0.536549:0.535702:0.536549:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
Shutterstock, 1649938048:@0.921317:0.507189:0.921317:0.432181:0.909698:0.432181:0.909698:0.507189:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000
 ©:@0.079553:0.731952:0.079553:0.720342:0.061505:0.720342:0.061505:0.731952:0.000000:0.000000
maya:@0.080774:0.720340:0.080774:0.684191:0.055786:0.684191:0.055786:0.720340:0.000000:0.000000:0.000000:0.000000
®EDUCACIÓN – Libro resuelto solo para fines didácticos – Prohibida su reproducción :@0.079553:0.684191:0.079553:0.268044:0.061505:0.268044:0.061505:0.684191:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000:0.000000